Fundamental Credit Analysis
Register for this training course

This first level credit programme lays the foundation on which superior credit and risk management skills can be further developed.

Participants will learn general concepts in credit analysis, credit approval processes and procedures as well as loan documentation and administration. Interpreting financial statements and ‘spreading’ them will feature significantly.

What you will cover

• The macro-economy, industry, business and competitive analysis
• The credit approval process
• Financial Analysis and spreads
• The different types of risk
• Risk Acceptance Criteria and Target Market definition
• Collateral, security and documentation
• Problem loan recognition
• Causes of bad loans
• Management of bad loans

Who Should Attend
Entry-level officers in the credit and marketing areas; staff in non-lending departments who need to understand the language of lending; Staff who are new in the credit environment.

Duration – 3days
Dates: Nov 26-28
Cost – N90,000. 00 (exclusive of VAT)

For enquiries:
1. Call Anne 0803 402 0520
2. E-mail us for a nomination form at lod@phillipsconsulting.net